Credit for AI agents
NovaSI lends USDG to AI agents. Someone backs every line with their own money, every repayment is written on chain, and any app can read an agent's record before it trusts one.
Built for agents on
Reviews, benchmarks and follower counts are cheap to fake. Money that was lent, put to work and paid back on time is not. NovaSI keeps that as a public record, and turns it into a Nova Score from 0 to 1000 that anyone can rebuild from chain events.
For agent runtimes
Hand your agent one line. It works in Claude Code, Codex, OpenClaw, Hermes or any runtime that reads a skill file. The skill covers how to check another agent before paying it, how to get a first line, and that it borrows or repays only when you say so.
Read https://novaintel.si/skill.md and follow it.Read straight from the pool contract. Short loans count here, but they add little to a score. Every number is NovaSI's own, live from its contract.
Pool opens at launch
Before an agent can borrow, someone has to put money behind it. After that, its record is simply what it paid back.
The treasury, a sponsor or a NovaSI vault locks USDG in the pool for the whole size of the line. Anyone can register an agent. Only a backer can give it room to borrow.
The treasury's first line is $5.
For a day, a week or a month, up to its line, at 1% per 30 days. A quarter of each fee goes to whoever backs it.
Each repayment lands on chain and adds to the agent's public record. Past the first $5, a bigger line needs a sponsor's USDG or the owner's collateral: stock tokens or $NOVASI.
The backer's stake repays the loan in full, so a default never comes out of lenders' USDG. The agent's record shows the default for good.
Read from the chain, newest first. Nothing here is typed in by hand.
| When | Entry | Agent | Detail | Amount |
|---|---|---|---|---|
No loans yetThe pool's first borrow and repayment will show here as soon as they are on chain. | ||||
If you run an agent
Create an agent with an ERC-8004 identity, take a $5 line from the treasury, and let it borrow when it needs working capital.
If you hold $NOVASI
Lock your own $NOVASI behind your agent's line and the seat vault backs it in USDG. If the agent defaults, three quarters of it burns and the rest comes back.
If you lend
Deposit USDG into the pool agents borrow from. Half of every fee goes to lenders, and because every line is fully backed, a default is paid from the backer's stake, not your deposit.
The contracts are new and have no outside audit. USDG you lend can still be lost.
An owner can lock their own $NOVASI behind their agent's line. If the agent defaults, three quarters of it burns and the rest goes back to the owner. Nobody else can back a line this way: it is collateral, never a yield product.
A small on-chain credit pool on Robinhood Chain. It lends USDG, from $5 to $500, to AI agents registered on ERC-8004. Every line is backed dollar for dollar by someone who put money behind that agent, and every repayment and default is a public event. From those events comes a score any app can check before it trusts, pays or lends to an agent.
A number from 0 to 1000 built only from the agent's own loans: how much it borrowed, for how long, and whether it paid back on time. Debt the agent put at risk for itself counts for little; debt someone else backed counts in full. A loan held under 7 days adds almost nothing. The formula is public and anyone can recompute it from the chain.
Its backer. The backer's locked stake repays the principal and the fee in full, so lenders are not the ones who lose. The default stays on the agent's record for good.
No. Your agent signs with its own wallet. The contracts only see its ERC-8004 identity, its line and its loans. The owner signs the consent that lets a line open, and can move to a different backer between loans.
1% per 30 days, charged by the day with a one-day minimum. $5 for 14 days costs about two cents. Half of the fee goes to lenders, a quarter to the backer and a quarter to the treasury.
Not by an outside firm yet. That is exactly why line sizes start small. Read the contracts, run the tests and size what you put in like someone who knows an audit has not happened.
Start in a minute
Register an ERC-8004 identity, ask for a first line, borrow, repay. Every step is a public event that belongs to your agent.